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Meet Our Founder

Richelle Melde

President, RAM Wealth Strategies

Call Me: (602) 326-4397

Richelle Melde is an Arizona native and has spent most of her professional life working to help her clients become the best versions of themselves and create plans to achieve their greatest dreams. Her first business venture was in health and wellness, where she owned one of the largest fitness companies in the Valley. That taught her how to listen to clients to understand their goals. She also learned that every single person is much more capable than they even realize, and sometimes all it takes is a bit of encouragement to start on a path toward growth.

Now, she utilizes what she learned as a fitness coach and business owner in the financial industry, and she enjoys helping clients find confidence in a plan for the future. She currently holds her insurance license and is trained to provide all-encompassing, comprehensive guidance about how to mitigate the many risks of retirement and find a more secure path toward a financial or a lifestyle goal. In fact, Richelle believes that financial goals and lifestyle goals are equally important, feeding into and complementing each other.

“Your financial goals should be designed to help you achieve your lifestyle goals,” Richelle says. “Even as a financial professional, I don’t think money is everything. There’s no denying, however, that it’s crucial in helping you achieve your ideal lifestyle. I’m passionate about helping my clients identify their goals for the future and determine how they’d like to spend their free time. That can mean traveling, finding new property, starting a new business or simply spending more time with their family. Whatever those objectives are, we’ll work to find a path to financially sustain them.”

As the eldest of five girls, Richelle knows the value of family and is extremely close to all of her sisters. She’s also a proud auntie to 11 nieces and nephews and spends as much of her free time with them as she can. When she finds time to herself, Richelle enjoys doing yoga, mountain biking, and traveling to both her favorite destinations and to new locations.

Strategies & Services

At Ram Wealth Strategies, our mission is to provide our clients with the most innovative strategies and tools to retire comfortably. We focus on all areas of financial and retirement planning to promote a holistic approach to growth, protection and liquidity, allowing you to enjoy a more secure retirement. We also work to minimize the four main risks when it comes to retiring safely and comfortably: market risk, longevity risk, sequence of returns risk and healthcare risk. We offer protective solutions that don’t force you to place your future at stake in the market while potentially offering more confidence for you and your family. Here are a few services we provide to help you achieve your dreams.

Retirement Planning
Income Strategies
Insurance Reviews
Annuities
Life Insurance
Social Security Optimization
Employee Benefits
Long-Term Care
Estate Planning
Lifestyle Planning
Listen Live!

You can tune in every Saturday from 11 a.m. to noon on 960 The Patriot KKNT-AM in Phoenix!

Retiring Ready Radio with Richelle

Getting ready for retirement can be tricky, but Retiring Ready Radio with Richelle can help you prepare with the information and strategies you need! In this quick, fast-paced, weekly radio show, Richelle Melde goes over tips and tricks she’s learned during her decade in the financial services industry. She’ll also tell a few stories that can show you that you aren’t alone, both in the obstacles you face and in your mission to overcome them. You can tune in every Saturday at 11am – 12pm on KKNT AM960 in Phoenix to listen live! Miss a show? No problem! Every episode is available to stream below or on your favorite podcasting platform. Let’s get you ready to retire!

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No matter your circumstances, we think you’re ready to take the next step toward financial comfortability, and we at Ram Wealth Strategies are here to help. Please fill out our form below to tell us about your situation, and we’ll be in touch with you shortly!

Contact Information

7420 E Camelback Rd
Scottsdale, AZ 85251
Phone: (602) 326-4397
rmelde@ramwealthstrategies.com

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