Our Values
People Matter
At Ram Wealth Strategies, we put people first. That’s why we opened our firm, and that’s why we continue to show up at the office each morning to offer customized help and financial solutions. Furthermore, people, not dollars, achieve goals, and they do it with confidence and conviction in a plan that clearly lays out a path toward a desired endpoint.
Communication Matters
Trust is key in any relationship, and the way it’s earned for us is through effective and clear communication. We also know that trust is earned, not given, which is why we seek to connect with you frequently to discuss your everchanging circumstances and any recommendations we might have. That’s how our relationship can reach its maximum potential.
Integrity Matters
Honesty and integrity are the driving principles of Ram Wealth Strategies. This is because we place the needs of our clients before our own, and we recognize that financial services is a relationship-based industry. We are committed to only offering solutions that we believe give you the best opportunity to achieve your goals because your success is our success.
Service Matters
Anyone can offer wealth strategies and financial advice. What sets us aside is our service, and we’re convinced that great service isn’t just important to success; it’s absolutely necessary. Our goal is to be perfect in our guidance and our communication, and even when perfection is not achievable, we want to empower you to believe that your goals are within reach.
About Ram Wealth Strategies
Our main goal is to offer each of our clients the opportunity to secure a better lifestyle in retirement. Ideally, it’s one they’ve always dreamed of, but they might not have had the direction and proper information to apply themselves. That’s where we come in, offering ram-like strength to empower you with the confidence to make the right financial decision for yourself based on your own circumstances, tolerance for risk and greatest life objectives.
With us, your plan is based on you, and whether you’re a retiree, a pre-retiree, a head of a household, an individual, a couple, or a teacher, we’re prepared to customize your solution from our repertoire of tools. Then, we work to help you go from your current position to the top of your mountain with client-centric and objective driven service.
Richelle Melde
President, RAM Wealth Strategies
Richelle Melde has a decade of experience in the financial services industry and started Ram Wealth Strategies to be an independent agency that allows her to fight on behalf of her clients. Passionate about lifestyle goals, she knows that personal achievements are just as important as financial ones, which is why the proper financial plan accounts for each person’s ideal vision for the future. She also believes in taking an all-encompassing approach, learning everything she can about each client before implementing a plan that can help them protect what’s important and work toward their dreams. She’s also passionate about education and ensuring that everyone has access to trustworthy financial advisors. That passion was born out of a love for teachers and their sacrifices, and she aims to uphold those values in her own work.
Richelle Melde
President, RAM Wealth Strategies
Richelle Melde has a decade of experience in the financial services industry and started Ram Wealth Strategies to be an independent agency that allows her to fight on behalf of her clients. Passionate about lifestyle goals, she knows that personal achievements are just as important as financial ones, which is why the proper financial plan accounts for each person’s ideal vision for the future. She also believes in taking an all-encompassing approach, learning everything she can about each client before implementing a plan that can help them protect what’s important and work toward their dreams. She’s also passionate about education and ensuring that everyone has access to trustworthy financial advisors. That passion was born out of a love for teachers and their sacrifices, and she aims to uphold those values in her own work.
There are no secrets, and no one strategy works for everyone. We work to find a path that matches you and directs you to where you want to be.”
— Richelle Melde
Strategies & Services
At Ram Wealth Strategies, our mission is to provide our clients with the most innovative strategies and tools to retire comfortably. We focus on all areas of financial and retirement planning to promote a holistic approach to growth, protection and liquidity, allowing you to enjoy a more secure retirement. We also work to minimize the four main risks when it comes to retiring safely and comfortably: market risk, longevity risk, sequence of returns risk and healthcare risk. We offer protective solutions that don’t force you to place your future at stake in the market while potentially offering more confidence for you and your family. Here are a few services we provide to help you achieve your dreams.
Retirement Planning
Income Strategies
Insurance Reviews
Annuities
Life Insurance
Social Security Optimization
Employee Benefits
Long-Term Care
Estate Planning
Lifestyle Planning
Blog, News & Information
We believe in the power of information, and one of our favorite ways to give you that information is through our blog. We update our posts regularly to keep you informed about the latest strategies and news that can help you ensure that you’re ready to chase your dreams. Bookmark our blog and be sure to check back for our latest articles.
Life insurance is an important part of a comprehensive financial plan. Here are 7 things you should know about it. At its simplest, you probably…
It’s back to school season—a perfect time to think about your children’s future. Parents and grandparents should start planning for college costs as early as…
Whether you’re just starting out in your career, you are a Gen-X-er sandwiched between your kids’ college expenses and aging parents’ needs, or you are…
Listen Live!
You can tune in every Saturday from 11 a.m. to noon on 960 The Patriot KKNT-AM in Phoenix!
Retiring Ready Radio with Richelle
Getting ready for retirement can be tricky, but Retiring Ready Radio with Richelle can help you prepare with the information and strategies you need! In this quick, fast-paced, weekly radio show, Richelle Melde goes over tips and tricks she’s learned during her decade in the financial services industry. She’ll also tell a few stories that can show you that you aren’t alone, both in the obstacles you face and in your mission to overcome them. You can tune in every Saturday at 11am – 12pm on KKNT AM960 in Phoenix to listen live! Miss a show? No problem! Every episode is available to stream below or on your favorite podcasting platform. Let’s get you ready to retire!
Send Us a Message
Connect With Us
No matter your circumstances, we think you’re ready to take the next step toward financial comfortability, and we at Ram Wealth Strategies are here to help. Please fill out our form below to tell us about your situation, and we’ll be in touch with you shortly!
Contact Information
7420 E Camelback Rd
Scottsdale, AZ 85251
Phone: (602) 326-4397
rmelde@ramwealthstrategies.com
